Florida Car Insurance For the Masses

Florida car insurance for the masses is a mandatory thing in the Sunshine State, which is the nickname that worthy state has been given by those not fortunate enough to live there themselves. Florida is also a big and very frenetic state, in many areas, though there are two distinct types of car cultures in this largest of orange-growing regions in the country.

In the south of the state (Miami and the areas stretching out in a hundred mile radius from the city), the cars tend to be "hotter, " in terms of power and performance and also national origin. Exotic sports cars like Ferraris and Porsches mingle easily with road rocket Japanese high performance small coupes or care "slammed" by racer boys, who power their car's engine with nitrous oxide.

The farther north one goes in Florida, however, the more truck or truck-like vehicles one sees. SUVs or pickups are a common sight up in the Panhandle (Pensacola and the like) region, and minivans ("soccer mom-mobiles") are seen just about everywhere, making them truly the vehicle for the masses. All of this car talk highlights perfectly why Florida car insurance is mandatory, by the way.

But what are the minimum requirements when it comes to insurance coverage for autos owned and operated in the state? Well, there are two parts, with the first consisting of ten-thousand dollars worth of personal injury protection and the second part being ten-thousand dollars of liability coverage. And this insurance must be maintained at all times or a driver's license suspension may result.

But really, who would dream of going without at least the minimum amount of insurance these days? Certainly, with so many people out on Florida's roads it doesn't make sense not to. This is why the state vigorously polices not only its drivers and their insurance coverage but also the insurance agents and insurance agencies which choose to operate in the state.

As a matter of fact, one can purchase auto insurance in the state only from an agent and a company licensed to do business within the state, meaning any insurance on the car that happened to have been obtained in another state - when the car was registered in that other state, for instance - is not considered valid if the auto is registered and operated in Florida.

This law is actually for everybody's good, it seems, as there have been instances in the past where drivers would purchase a quick and very cheap policy written from some out-of-state company and then let the coverage lapse almost immediately after obtained their tags and plates from the motor vehicle registration office. Unfortunately, and as long as there are drivers, people will try to game the system in that manner.

Florida car insurance for the masses is a smart and sensible program that the state oversees with plenty of attention paid to making sure all of its residents out there operating a vehicle carry at least the mandatory minimums when it comes to their vehicles. This is a good deal not only for the state's drivers but also for the state's reputation as a nice place in which to drive around.

Florida car insurance, for the masses an absolute necessity. Find out why on http://www.onlineautoinsurance.com/quotes/Florida.htm